• Bhubaneswar, India

    531 5th Floor Esplande, Rasulgarh

  • support@23finverse.com

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+91 9583144405

We Offer Need Based LOANs

At 23 Finverse Loans and Investment, we're passionate about redefining the way you experience finance.

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Personal Loans

Unsecured loans used for various personal expenses like travel, medical emergencies, home renovations, etc.

Typically have higher interest rates due to the lack of collateral.

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Home Loans

Secured loans used to purchase or construct a house or apartment.

Lower interest rates compared to personal loans due to the property acting as collateral.

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Vehicle Loans

Secured loans used to purchase a new or used car.

The car itself serves as collateral for the loan.

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Business Loans

Loans for various business purposes, such as starting a new business, expanding an existing one, or managing working capital.

Can be secured or unsecured, depending on the lender and the borrower's credit worthiness.

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Loans Against Property

Secured loans where the borrower's property is used as collateral.

Can be used for various purposes, including business needs, medical emergencies, or debt consolidation.

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Education Loans

Loans to finance higher education expenses, including tuition fees, accommodation, and living expenses.

Can be secured or unsecured, depending on the lender and the loan amount.

Factors to Consider When Choosing a Loan

  • Interest Rates: Compare interest rates from different lenders to get the best deal.
  • Loan Tenure: Choose a repayment tenure that suits your budget and financial situation.
  • Loan Amount: Borrow only the amount you need to avoid unnecessary debt.
  • Fees and Charges: Be aware of any processing fees, prepayment charges, or other associated costs.
  • Eligibility Criteria: Ensure you meet the eligibility criteria set by the lender.
  • Credit Score: A good credit score can help you get better loan terms.