Investment Products

Equity Investments

Stocks: Represent ownership in a company. Offer potential for high returns but also carry higher risk.

Equity Mutual Funds: Pool money from investors to invest in a diversified portfolio of stocks. Offer professional management and lower investment thresholds.

Debt Investments

Bonds: Debt securities issued by governments or corporations. Generally considered less risky than stocks but offer lower potential returns.

Debt Mutual Funds: Invest in a variety of debt instruments, offering diversification and professional management.

Fixed Income Investments

Fixed Deposits (FDs): Deposits with banks for a fixed period, offering guaranteed returns.

Public Provident Fund (PPF): Government-backed savings scheme with tax benefits and stable returns.

National Savings Certificates (NSCs): Another government-backed savings scheme with fixed returns and tax benefits.

Real Estate

Residential or Commercial Property: Can offer long-term capital appreciation and rental income.

Real Estate Investment Trusts (REITs): Offer investors a way to invest in income-producing real estate.

Gold

Physical Gold: A traditional hedge against inflation and economic uncertainty.

Gold ETFs: Offer a convenient way to invest in gold without the hassle of physical storage.

Sovereign Gold Bonds: Government-backed bonds denominated in gold units.

Insurance

Life Insurance: Provides financial security to beneficiaries in case of the policyholder's death. Some policies also offer investment options.

Health Insurance: Covers medical expenses in case of illness or injury.

Other Investment Options:

National Pension System (NPS): Government-sponsored pension scheme for retirement planning.

Unit Linked Insurance Plans (ULIPs): Combine life insurance with investment options.

Commodities: Investing in commodities like gold, silver, crude oil, etc.